Short-Term Housing? Think MTA
Finding suitable short-term housing can be challenging for NDIS participants, especially during transitions between homes, hospital discharges, or while waiting for long-term accommodation. Medium Term Accommodation (MTA) offers a practical solution for these situations, providing safe, temporary housing tailored to individual needs.
This guide explores what MTA is, how it differs from other housing options, who can access it, and why it is an essential support under the NDIS.
What Is Medium Term Accommodation (MTA)?
Medium Term Accommodation (MTA) is a temporary housing support funded by the National Disability Insurance Scheme (NDIS). It is designed for participants who require short-term housing while waiting for permanent solutions, such as:
- Specialist Disability Accommodation (SDA) – long-term, accessible housing for participants with high support needs
- Home modifications – renovations to make current homes safe and accessible
- Supported Independent Living (SIL) – ongoing support services while maintaining independence
MTA ensures participants are not left without suitable housing during transitional periods, providing stability, safety, and access to support services.
Why MTA Is Ideal for Short-Term Housing
Many people assume short-term housing only covers a few days or weeks. While MTA is temporary, it is specifically designed for stays longer than typical respite care, usually up to 90 days. It provides participants with:
- Safe and Accessible Housing – properties are selected to meet accessibility and support requirements
- Stability During Transitions – participants can maintain routines and continue essential support services
- Flexibility – allows time for permanent housing arrangements, home modifications, or hospital recovery
By offering a structured, secure environment, MTA bridges gaps in housing and prevents participants from experiencing unsafe or unsuitable living conditions.
How MTA Differs From Short Term Accommodation (STA)
Medium Term Accommodation is often compared to Short Term Accommodation (STA), but they serve different purposes:
| Feature | Medium Term Accommodation (MTA) | Short Term Accommodation (STA) |
|---|---|---|
| Purpose | Transitional housing while waiting for long-term solutions | Respite care or short-term stays |
| Duration | Typically up to 90 days | Usually up to 14 days |
| Funding | Covers accommodation only | Covers accommodation, support, and activities |
| Eligibility | Requires evidence of long-term housing in progress | Flexible; often for respite or short-term support |
| Usage | Bridges housing gaps | Provides relief for carers or short stays for participants |
Understanding this difference ensures you apply for the right support and funding under the NDIS.
Who Can Access MTA for Short-Term Housing?
Eligibility for MTA is determined by the NDIS based on specific criteria. Participants may qualify if they:
- Have an Approved NDIS Plan – funding must be included in the participant’s plan.
- Need Temporary Accommodation – their current home is unsafe, inaccessible, or unavailable.
- Have Long-Term Housing Plans in Progress – such as SDA placement, home modifications, or permanent housing arrangements.
- Require Transitional Support – for hospital discharge, rehabilitation, or changes in care needs.
Participants in these situations benefit from MTA because it provides a safe and supportive environment while long-term arrangements are finalized.
Common Situations Where MTA Is Used
Medium Term Accommodation is particularly useful in the following scenarios:
1. Waiting for Specialist Disability Accommodation (SDA)
Participants approved for SDA often face waiting periods. MTA ensures they have a temporary place to stay while their permanent home is being prepared.
2. Home Modifications
If renovations are needed to make a home accessible, MTA provides a safe alternative until the work is completed.
3. Hospital or Rehabilitation Discharge
Participants leaving hospital may require transitional housing to ensure continuity of care and support services.
4. Unsafe or Unsuitable Current Housing
MTA can be used when a participant’s current housing does not meet safety or accessibility requirements.
5. Skill Development and Independence
Temporary housing can offer a controlled environment for participants to trial independent living before moving into a permanent arrangement.
How to Apply for MTA
Accessing Medium Term Accommodation involves a series of steps designed to ensure eligibility and proper planning:
Step 1: Discuss Your Needs
Speak with your Support Coordinator, Local Area Coordinator (LAC), or NDIS planner to determine if MTA is appropriate for your situation.
Step 2: Gather Evidence
Provide supporting documentation, including:
- Medical reports confirming accessibility or health needs
- Housing assessments showing current housing is unsuitable
- Letters from service providers confirming long-term housing plans
Step 3: Include MTA in Your NDIS Plan
MTA funding must be included in your NDIS plan, either during a plan review or reassessment.
Step 4: Choose a Provider
Select a provider that meets your location, accessibility, and support requirements. Visiting properties or speaking with providers helps ensure the right fit.
Benefits of MTA for Short-Term Housing
MTA offers several advantages that make it a practical solution for participants:
Safe and Accessible Accommodation
Properties are selected to meet individual accessibility and support needs, ensuring participants live in a safe environment.
Continuity of Care
Participants can continue receiving essential supports, including therapy, personal care, and daily living assistance.
Reduced Stress and Anxiety
Knowing that housing is secured provides peace of mind for participants and families.
Preparation for Permanent Housing
MTA allows participants to trial new routines, build independence, and prepare for long-term living arrangements.
Flexibility for Carers and Families
By providing a temporary home, MTA reduces pressure on carers and ensures predictable support during transitions.
Challenges and How to Overcome Them
While MTA is highly beneficial, participants may face challenges when accessing short-term housing:
- Limited Availability – suitable MTA properties may be scarce, especially in regional areas
- Approval Delays – NDIS processing times can delay access
- Confusion With STA – some participants mistakenly apply for Short Term Accommodation when MTA is needed
- Plan Limitations – not all NDIS plans include housing supports; a plan review may be required
Working with a Support Coordinator can help navigate these challenges and improve outcomes.
Tips for Maximising MTA Benefits
- Start planning early to avoid gaps in accommodation
- Gather detailed supporting documentation
- Maintain open communication with your NDIS planner or coordinator
- Explore multiple providers to find the best property and support fit
- Understand your plan’s funding structure to access additional supports if needed
Final Thoughts
Short-term housing doesn’t have to be stressful or uncertain. Medium Term Accommodation provides NDIS participants with safe, accessible, and supportive housing during transitional periods. Whether waiting for SDA, home modifications, or returning from hospital, MTA ensures continuity of care, reduces stress, and prepares participants for permanent housing solutions.
By understanding what MTA is, who can access it, and how to apply, participants and families can navigate housing transitions confidently and securely.
